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Compare fha loan specialists in Cedar Hill. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Cedar Hill, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Cedar Hill, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Financial Services
1423 Hwy 67 #200, Cedar Hill, TX 75104
2142595555
Fresh Start Mortgage Assistance
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
8338533748
Ramona Baldwin at CrossCountry Mortgage
760 N Hwy 67 Suite B2, Cedar Hill, TX 75104
8777731226
Capital City Mortgage LLC Funding Your Dreams
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
2147934831
Alisha Aubrey NMLS# 2279263
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
9453125170
An FHA loan specialist in Cedar Hill Texas can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in Texas due to lower down payment requirements and flexible credit guidelines. Cedar Hill residents often use FHA loans for single-family homes in Dallas County or Ellis County.
What Does a FHA Loan Specialist in Cedar Hill Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 0.85% depending on the loan term and loan-to-value ratio. Closing costs in Cedar Hill generally range from 2% to 5% of the purchase price, including appraisal fees, title insurance, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cedar Hill Texas?
For 2025, the FHA loan limit for a single-family home in Dallas County is $498,257. This limit applies to Cedar Hill because it is part of the Dallas-Fort Worth metro area. Limits may change annually based on the Federal Housing Finance Agency data.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes, loan originators in Texas must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete continuing education approved by the Texas Department of Savings and Mortgage Lending.
How long does an FHA loan approval take in Texas?
A typical FHA loan approval in Texas takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Texas law requires a 3-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.