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Directory of fha loan specialists in Brazoria, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Brazoria, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Brazoria, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SouthStar Bank, Brazoria
301 S Brooks St, Brazoria, TX 77422
9792162404
TDECU Brazoria
1601 N Brooks St, Brazoria, TX 77422
8008391154
An FHA loan specialist in Brazoria, Texas can help you navigate the Federal Housing Administration loan process. These loans are popular in the area due to lower down payment requirements and flexible credit guidelines. Texas law requires specific disclosures and property conditions for FHA loans, including compliance with local flood zone regulations in Brazoria County.
What Does a FHA Loan Specialist in Brazoria Cost?
Typical costs for FHA loan specialist services in Texas include an origination fee of 1% to 1.5% of the loan amount. Closing costs usually range from 3% to 5% of the purchase price. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual mortgage insurance premiums vary from 0.45% to 1.05% depending on the loan term and down payment. These costs can change based on your credit score and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Brazoria do?
An FHA loan specialist in Brazoria helps borrowers understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They guide you through Texas-specific rules such as property appraisal standards and flood insurance requirements in Brazoria County.
What are the FHA loan limits for Brazoria County Texas?
FHA loan limits for Brazoria County are set annually by the Department of Housing and Urban Development. For 2024, the single-family home limit is typically around $498,257 but can vary based on the property type. A local specialist can confirm the current limits for your specific case.
Do I need a special license to be an FHA loan specialist in Texas?
FHA loan specialists in Texas must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education approved by the Texas Department of Savings and Mortgage Lending. This ensures they meet state and federal standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.