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FHA Loan Specialists in Spring Hill, TN

Browse fha loan specialists serving Spring Hill, Tennessee. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Spring Hill, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 fha loan specialists in Spring Hill, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Advantage Federal Credit Union
100 Stephen P Yokich Pkwy, Spring Hill, TN 37174
9314863125
Ross Mortgage Corporation — Alex Jimenez (AJNashville Team)
220 Town Center Pkwy # 204, Spring Hill, TN 37174
6154776188
American Mortgage Group, LLC
1414 Gray Fox Ln, Spring Hill, TN 37174
6155875360
Fairway Independent Mortgage Corporation
3011 Harrah Dr suite o, Spring Hill, TN 37174
6155647100

An FHA loan specialist in Spring Hill Tennessee helps home buyers and homeowners navigate FHA insured mortgages. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Spring Hill is located in Maury County where FHA loan limits for 2024 are set at $498,257 for a single family home.

What Does a FHA Loan Specialist in Spring Hill Cost?

Typical costs for an FHA loan specialist in Tennessee include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Spring Hill average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Spring Hill Tennessee?
An FHA loan specialist guides borrowers through the FHA loan process including credit requirements down payment rules and property condition standards. They help with FHA Streamline refinancing and purchase loans for homes in Spring Hill and surrounding areas.
What are the FHA loan limits for Spring Hill Tennessee?
For 2024 the FHA loan limit for a single family home in Maury County is $498,257. Higher limits apply for duplex triplex and fourplex properties. These limits are set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Tennessee?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have their own overlays beyond FHA minimums.