ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Portland. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Portland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 5 fha loan specialists in Portland, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
142 W Knight St, Portland, TN 37148
6153231690
Advance Financial
712 S Broadway, Portland, TN 37148
6156573069
3D Financial Portland
101 Reed St, Portland, TN 37148
6153250880
The Farmers Bank
120 Village Dr, Portland, TN 37148
6153252265
Security Finance
634 N Broadway C, Portland, TN 37148
6153255795
FHA loan specialists in Portland Tennessee help homebuyers navigate FHA insured mortgages which require lower down payments and flexible credit guidelines. Tennessee law does not impose additional state specific FHA requirements beyond federal guidelines but local property tax rates and insurance costs can affect loan calculations. Working with a local specialist ensures you understand Sumner County appraisal rules and Tennessee closing procedures.
What Does a FHA Loan Specialist in Portland Cost?
Typical costs for FHA loan services in Tennessee include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and annual mortgage insurance premiums (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Portland usually range from 2 to 5 percent of the purchase price. Lender fees vary but average between $1,000 and $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Portland Tennessee?
For 2025 the FHA loan limit for Sumner County including Portland is $498,257 for a single family home. This limit is set by HUD and applies to all FHA loans in the area.
Do I need a specific license to be an FHA loan specialist in Tennessee?
Yes FHA loan specialists must hold a valid Tennessee mortgage loan originator license through the Department of Financial Institutions. They must also complete annual continuing education required by the SAFE Act.
How long does an FHA loan approval take in Portland Tennessee?
Typical FHA loan approval in Portland takes 30 to 45 days from application to closing. Tennessee law requires a 3 day right of rescission for refinances but not for purchase loans.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Portland who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.