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Find FHA Loan Specialists Near You in Sioux Falls, SD
Browse fha loan specialists serving Sioux Falls, South Dakota. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Sioux Falls, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 20 fha loan specialists in Sioux Falls, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Troy Lage - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053104645
Josh Osborne at CrossCountry Mortgage
5605 S Southeastern Ave, Sioux Falls, SD 57108
6059068209
Kelly Team - Fairway Home Mortgage
111 W 39th St, Sioux Falls, SD 57105
6053340484
Tailored Mortgage Group
5010 S Minnesota Ave, Sioux Falls, SD 57108
6052062626
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
3905 W 49th St, Sioux Falls, SD 57106
6056108025
Isabella Barbee | Plains Commerce Bank, Mortgage Banker NMLS 1876299
Bryce Haan - Mortgage Lender - First International Bank & Trust - NMLS#1503867
601 S Minnesota Ave, Sioux Falls, SD 57104
6052612069
Shannon Gulbranson - Dacotah bank Mortgage - NMLS #402101
300 S Phillips Ave Unit 100, Sioux Falls, SD 57104
6059298715
Mike Brudigan at Rate (NMLS #13320)
6901 S Lyncrest Pl Suite 103, Sioux Falls, SD 57108
6053315773
Shawn Nielsen - Certified Mortgage Advisor
7405 Bitterroot Pl Suite 118, Sioux Falls, SD 57108
6056104504
Nick Kiesow - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053660919
Dawn Van Nieuwenhuyzen - Plains Commerce Bank Mortgage
3905 W 49th St, Sioux Falls, SD 57106
6052616721
Guaranteed Rate - Sioux Falls
101 W 69th St Suite 100, Sioux Falls, SD 57108
6053315773
Tanner Weber - Mortgage Loan Officer - First International Bank & Trust, NMLS #2099216
601 S Minnesota Ave, Sioux Falls, SD 57104
6055050439
Jeff Buum - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053217303
Jeremy Huber Plains Commerce Mortgage Banker nmls#1196575
3905 W 49th St, Sioux Falls, SD 57106
6057709897
Windsor Mortgage
5101 S Broadband Ln Ste 101, Sioux Falls, SD 57108
8444872587
Plains Commerce Mortgage
3905 W 49th St #200, Sioux Falls, SD 57106
6053300133
FHA loan specialists in Sioux Falls help borrowers secure government-backed mortgages with lower down payments. South Dakota law requires lenders to follow specific disclosure rules for FHA loans. Local specialists understand the Sioux Falls housing market and can guide you through the process.
What Does a FHA Loan Specialist in Sioux Falls Cost?
Typical costs for FHA loan specialist services in South Dakota include an origination fee of 1% to 1.5% of the loan amount. Appraisal fees range from $500 to $700. Closing costs generally total 3% to 5% of the loan amount. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sioux Falls do?
An FHA loan specialist helps you understand FHA loan requirements and guides you through the application process. They review your credit and income to determine eligibility. They also help you find lenders that offer FHA loans in Sioux Falls.
What are the FHA loan limits for Sioux Falls South Dakota?
For 2024 the FHA loan limit for a single-family home in Sioux Falls is $498,257. This limit applies to Minnehaha County. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in South Dakota?
FHA loan specialists in South Dakota must be licensed mortgage loan originators. They must pass the SAFE Act test and complete continuing education. The South Dakota Division of Banking oversees these licenses.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.