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Compare fha loan specialists in Mt Pleasant. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Mt Pleasant, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 fha loan specialists in Mt Pleasant, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brandon Andrews at CrossCountry Mortgage
300 W Coleman Blvd Suite 203-A, Mt Pleasant, SC 29464
An FHA loan specialist in Mt Pleasant South Carolina helps homebuyers navigate Federal Housing Administration insured loans. South Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Charleston area real estate market and can guide you through FHA credit score and down payment requirements.
What Does a FHA Loan Specialist in Mt Pleasant Cost?
Typical costs for an FHA loan in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees usually range from 0.5 percent to 1 percent of the loan amount. Closing costs in Mt Pleasant average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in South Carolina?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
How do I find a licensed FHA loan specialist in Mt Pleasant?
You can search the Nationwide Multistate Licensing System database to verify a loan officer license in South Carolina. Many local mortgage companies and banks in Mt Pleasant employ FHA specialists. Check for active licenses and any disciplinary history before working with a specialist.
What is the FHA loan limit for Charleston County in 2024?
For 2024, the FHA loan limit for a single family home in Charleston County is $498,257. This limit applies to Mt Pleasant and all areas within the county. Higher limits may apply for duplexes and larger properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.