ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Lancaster, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Lancaster, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 10 fha loan specialists in Lancaster, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Secured Loans
980 N Main St, Lancaster, SC 29720
8034045312
Regional Finance
1137-B Lancaster Bypass W, Lancaster, SC 29720
8035724498
Mariner Finance
1220 SC-9 Bypass, Lancaster, SC 29720
8032919870
1st Franklin Financial
1123 Hwy 9 Bypass W Suite D, Lancaster, SC 29720
8032831933
Security Finance
302 N Main St Suite B, Lancaster, SC 29720
8038713816
Truist
600 N Main St, Lancaster, SC 29720
8032839936
Lancaster Financial Services, Inc.
116 Woodland Dr a, Lancaster, SC 29720
8032868700
Greg Johnson, Finance of America Mortgage LLC
106B Woodland Dr, Lancaster, SC 29720
8032834271
Hometown Finance Loan & Tax Service
114 E Gay St, Lancaster, SC 29720
8392693655
First Choice Mortgage
108 Woodland Dr D, Lancaster, SC 29720
8032834271
FHA loan specialists in Lancaster South Carolina help homebuyers navigate FHA-insured mortgages. These loans are popular for first-time buyers and those with lower credit scores. South Carolina law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.
What Does a FHA Loan Specialist in Lancaster Cost?
Typical costs for an FHA loan in South Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance of about 0.55 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Lancaster?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Local specialists can review your specific credit profile.
Are there South Carolina specific FHA loan limits for Lancaster?
Yes, FHA loan limits vary by county. For Lancaster County in 2025, the single-family home limit is typically around $498,257. This amount is adjusted annually based on median home prices.
What documents do I need for an FHA loan application in South Carolina?
You will need pay stubs, W-2 forms, tax returns from the last two years, bank statements, and a valid ID. South Carolina also requires proof of homeowners insurance before closing.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Lancaster who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.