ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Wilkes-Barre. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Wilkes-Barre, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 10 fha loan specialists in Wilkes-Barre, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
765 Kidder St, Wilkes-Barre, PA 18702
5708462284
Guild Mortgage - Rich Sachse
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352170
OneMain Financial
1065 PA-315 Ste 304, Wilkes-Barre, PA 18702
5708236147
Lendmark Financial Services LLC
120 East End Centre, Wilkes-Barre, PA 18702
5708462330
Guild Mortgage - Dan Townsend
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352183
Guild Mortgage - Charlie Daniels
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352178
Guild Mortgage - Dave Huggler
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352171
HNB Mortgage
38 N Franklin St, Wilkes-Barre, PA 18701
5708261800
Guild Mortgage - John Ballesteros
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
6466039468
Keystone Loans & Financial Services
1325 N River St # 205, Wilkes-Barre, PA 18702
5709701600
FHA loan specialists in Wilkes-Barre help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the Luzerne County housing market and can guide borrowers through FHA appraisal and underwriting processes specific to northeastern Pennsylvania.
What Does a FHA Loan Specialist in Wilkes-Barre Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs such as appraisal fees in Wilkes-Barre usually run $400 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Wilkes-Barre Pennsylvania?
For 2025 the FHA loan limit for Luzerne County is $498,257 for a single-family home. This limit is set by the Department of Housing and Urban Development and may change annually. A local specialist can confirm current limits for your specific property type.
What credit score is needed for an FHA loan in Pennsylvania?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have their own overlays that require higher scores.
How long does the FHA loan process take in Wilkes-Barre?
The typical FHA loan process takes 30 to 45 days from application to closing. Pennsylvania law requires a 10-day review period for certain disclosures. Delays can occur due to appraisal scheduling or document verification in Luzerne County.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Wilkes-Barre who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.