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Compare FHA Loan Specialists in White Haven, PA

Browse fha loan specialists serving White Haven, Pennsylvania. Contact information and addresses listed below.

3 agents listed
Updated May 2026
White Haven, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 fha loan specialists in White Haven, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dean Machikas
653 PA-940, White Haven, PA 18661
4108817398
New American Funding - White Haven, PA
653 PA-940, White Haven, PA 18661
5704293116
New American Funding - Darrell Scott
653 PA-940, White Haven, PA 18661
7179257179

An FHA loan specialist in White Haven, Pennsylvania helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. In Pennsylvania, FHA loans must comply with state-specific property standards and closing procedures. Local specialists understand the unique real estate market in Luzerne County and can guide you through the entire process.

What Does a FHA Loan Specialist in White Haven Cost?

FHA loan specialist fees in Pennsylvania typically range from 0.5 to 1.5 percent of the loan amount, though some specialists charge a flat fee between $500 and $1,500. You will also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.45 to 1.05 percent. These costs vary based on your loan size, credit profile, and the specific lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in White Haven?
An FHA loan specialist reviews your financial situation, helps you qualify for an FHA loan, and guides you through the application process. They also ensure the property meets FHA minimum property standards required in Pennsylvania.
What are the credit score requirements for an FHA loan in Pennsylvania?
For an FHA loan in Pennsylvania, the minimum credit score is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but usually need a 10 percent down payment.
Are there specific FHA loan limits for White Haven Pennsylvania?
Yes, FHA loan limits vary by county. For Luzerne County, which includes White Haven, the 2025 standard loan limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties.