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Compare FHA Loan Specialists in West Chester, PA

Directory of fha loan specialists in West Chester, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 fha loan specialists in West Chester, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Rate Kings Mortgage LLC
622 Smoke House Rd, West Chester, PA 19382
6105723635
DJ Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6102204456
Kyle Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6103685377
Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
6104312100
Randy Milia - CMG Home Loans
1246 West Chester Pike STE 311, West Chester, PA 19382
6109311549
Sean Bogue | Mortgage Lender
1007 Regimental Dr, West Chester, PA 19382
5169652742
Alex Luboff at Prosperity Home Mortgage - Bristol
709 E Gay St, West Chester, PA 19380
2673033368
Primary Residential Mortgage, Inc.
23 Turner Ln, West Chester, PA 19380
6104295900
CM Mortgage Services Inc. - Mortgage Lender West Chester PA
1240 West Chester Pike #212, West Chester, PA 19382
6104306852
PrimeLending, A PlainsCapital Company - Brandywine Valley
25 Turner Ln 1st Floor, West Chester, PA 19380
6108400348
Brandywine Valley Mortgage
1244 West Chester Pike #410, West Chester, PA 19382
4844595161
Bill Litton at CrossCountry Mortgage
1479 Wilmington Pike Ste 2 And 3, West Chester, PA 19382
4843524151
Eric Petransky at Rate (NMLS #1540389)
1242 West Chester Pike, West Chester, PA 19382
2672458161
U.S. Financial, Inc.
107 E Chestnut St, West Chester, PA 19380
6108507500
Michael D'Alessandro: Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
2154098008
Karen Jackson, Sr Mortgage Advisor
276 Dilworthtown Rd, West Chester, PA 19382
6102029684
Fran Patton at Rate (NMLS #425090)
300 Willowbrook Ln Suite 310 Office 111, West Chester, PA 19382
2678257826
Howard Financial
503 Bridle Path, West Chester, PA 19380
6108897467
Market St. Mortgage
1101 Carroll Hill Dr, West Chester, PA 19382
4847730101
Vanguard Lending, LLC
1244 West Chester Pike #410, West Chester, PA 19382
6109455352

FHA loan specialists in West Chester Pennsylvania help homebuyers and homeowners navigate FHA mortgage programs. These professionals understand Pennsylvania specific rules such as the state's Act 91 notice requirements for foreclosure prevention. Working with a local specialist can simplify the process for West Chester residents seeking FHA financing.

What Does a FHA Loan Specialist in West Chester Cost?

Typical costs for FHA loan specialist services in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender fees can vary from 500 to 2,000 dollars. Appraisal and inspection costs in West Chester usually range from 400 to 800 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in West Chester do?
An FHA loan specialist guides you through the FHA mortgage application process. They help with credit requirements down payment assistance and property eligibility. In Pennsylvania they also explain local laws like the Pennsylvania Mortgage Licensing Act.
How do I choose an FHA loan specialist in West Chester Pennsylvania?
Look for a specialist who is licensed in Pennsylvania and has experience with FHA loans. Check their track record with local lenders and ask about their knowledge of West Chester real estate market conditions. Verify their credentials through the Nationwide Mortgage Licensing System.
What are the FHA loan limits for West Chester Pennsylvania in 2025?
FHA loan limits for Chester County Pennsylvania are set by the Department of Housing and Urban Development. For 2025 the single family home limit is typically around $498,257 for low cost areas but high cost areas may have higher limits. Check with a local specialist for the exact figure.