Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 12 fha loan specialists in Wayne, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kuranda Financial Mortgage EST1996- STOREFRONT
617 W Lancaster Ave, Wayne, PA 19087
6109759940
Diane Malley at Foxtrot Mortgage (NMLS #133470)
744 W Lancaster Ave Suite 125 Offices 1 & 2, Wayne, PA 19087
6107335749
Ian Stockman at CrossCountry Mortgage
37 West Ave Suite 201, Wayne, PA 19087
2677736565
Mutual of Omaha Mortgage
676 Swedesford Rd #140, Wayne, PA 19087
4104030672
Price Financial Services
126 W Lancaster Ave, Wayne, PA 19087
6109641200
Lennar Mortgage, LLC Philadelphia
1285 Drummers Ln Suite 100A, Wayne, PA 19087
2678573055
Finance of America Mortgage LLC
37 West Ave Suite 203, Wayne, PA 19087
2155910222
loanDepot
175 Strafford Ave #206, Wayne, PA 19087
6106874500
Joan Kofsky at CrossCountry Mortgage
353 W Lancaster Ave Suite 100, Wayne, PA 19087
6106135757
Dan Leinhauser at CrossCountry Mortgage
353 W Lancaster Ave Suite 100, Wayne, PA 19087
6107331665
Philip Russo, Finance of America Mortgage LLC
37 West Ave Suite 203, Wayne, PA 19087
2155910222
WSFS Mortgage
724 W Lancaster Ave Suite 210, Wayne, PA 19087
8889927729
What Does a FHA Loan Specialist in Wayne Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1 percent of the loan amount. Appraisal fees in Wayne are usually $500 to $700. Total closing costs often fall between 3 and 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Wayne?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Pennsylvania does not have additional state-specific credit score requirements beyond federal FHA guidelines.
Are there Pennsylvania-specific limits for FHA loans?
Yes, FHA loan limits vary by county. For Chester County in 2024, the standard FHA loan limit is $498,257 for a single-family home. High-cost areas may have higher limits. Your specialist can confirm the current limit for Wayne properties.