Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 18 fha loan specialists in State College, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Core Mortgage Services, LLC.
1840 N Atherton St, State College, PA 16803
8142720125
Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Fairway Independent Mortgage Corporation
800 Science Park Rd, State College, PA 16803
8146899088
Principle Home Mortgage, LLC
1402 S Atherton St #002, State College, PA 16801
8143080959
OneMain Financial
1647 N Atherton St, State College, PA 16803
8142374925
True Home Mortgage
1315 S Allen St Suite 108, State College, PA 16801
8143600505
Justin Strayer Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Homeside Financial
320 Rolling Ridge Dr STE 202, State College, PA 16801
8143649262
Matt Hunt Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8145914157
Jeffrey Shoemaker
1900 S Atherton St, State College, PA 16801
8142346301
phil vollmer
800 Science Park Rd, State College, PA 16803
8148673838
Professional Choice Mortgage
233 Easterly Pkwy Suite 100, State College, PA 16801
8148613310
PNC Mortgage
1408 N Atherton St, State College, PA 16803
8142311700
Barry S Peters | Fairway Independent Mortgage Corporation Loan Officer
800 Science Park Rd, State College, PA 16803
8145746525
Chad Dubin, Finance of America Mortgage LLC
2330 Commercial Blvd #500, State College, PA 16801
8144045407
Kathy McKinney - Truist Mortgage Loan Officer
1705 N Atherton St, State College, PA 16803
8142310580
Finance of America Mortgage LLC
2330 Commercial Blvd, State College, PA 16801
8148263330
PNC Mortgage
122 E College Ave, State College, PA 16801
8142311676
What Does a FHA Loan Specialist in State College Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in State College usually range from 2 percent to 5 percent of the purchase price. Lender fees vary by institution. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in State College do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They guide you through Pennsylvania-specific rules, such as property condition standards and local appraisal requirements.
What are the FHA loan limits for State College Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Centre County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in Pennsylvania. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Pennsylvania?
Yes. All mortgage loan originators in Pennsylvania must hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education courses approved by the Pennsylvania Department of Banking and Securities.