Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 13 fha loan specialists in Southampton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Leon Belov
1111 Street Rd Suit 202, Southampton, PA 18966
2673346269
Steve Umansky - Stellar Mortgage Banker NMLS 61764
729 Grove Ave, Southampton, PA 18966
2672419900
Marat Tsirelson - Affordable Mortgage
1111 Street Rd Suit 202, Southampton, PA 18966
2674000763
Stonebridge Home Loans
1148 Street Rd, Southampton, PA 18966
2153577934
Mark Wilkins - Movement Mortgage
260 Knowles Ave #222, Southampton, PA 18966
2153789272
The Lending Group Company
1111 Street Rd Suit 202, Southampton, PA 18966
8888934933
Lending Capital Group, Inc. NMLS#1680087
260 Knowles Ave Unit 330, Southampton, PA 18966
2154855148
Stellar Mortgage Corporation
729 Grove Ave, Southampton, PA 18966
2672419900
Stela Josifi - Mortgage Loan Originator
260 Knowles Ave Unit 330, Southampton, PA 18966
2158287778
Movement Mortgage - Bucks County
260 Knowles Ave #222, Southampton, PA 18966
2153466475
Susan Terra-Podio - Lending Capital Group, Inc.
260 Knowles Ave Unit 330, Southampton, PA 18966
2677675759
Qwest Mortgage, Inc.
68 Second Street Pike, Southampton, PA 18966
2155145892
Cornerstone Lending
720 Second Street Pike, Southampton, PA 18966
2159530800
What Does a FHA Loan Specialist in Southampton Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, which can be partially covered by seller concessions up to 6 percent. Appraisal fees in the Southampton area average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Southampton?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have additional overlays beyond the FHA minimum requirements.
Are there specific property requirements for FHA loans in Pennsylvania?
FHA loans require properties to meet minimum health and safety standards through an FHA appraisal. In Pennsylvania, the property must also comply with local building codes in Southampton and Bucks County. The appraiser checks for structural issues, lead paint hazards, and proper function of major systems.
What are the FHA loan limits for Southampton Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Bucks County is $498,257. This limit applies to most areas in the Philadelphia region. Higher limits may apply for duplexes, triplexes, and four-unit properties.