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Compare FHA Loan Specialists in Shippensburg, PA

Compare fha loan specialists in Shippensburg. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Shippensburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in Shippensburg, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
208 Conestoga Dr, Shippensburg, PA 17257
7175322497
Edward Jones - Financial Advisor: Cory A Nye, AAMS
244 S Fayette St, Shippensburg, PA 17257
7175322738

An FHA loan specialist in Shippensburg Pennsylvania helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in the area due to lower down payment requirements and flexible credit guidelines. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities, ensuring borrowers work with regulated professionals.

What Does a FHA Loan Specialist in Shippensburg Cost?

Typical costs for FHA loan specialist services in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal and credit report fees add 400 to 700 dollars. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Shippensburg?
An FHA loan specialist guides borrowers through the application process for FHA loans including credit review documentation and property appraisal. They help determine eligibility based on FHA guidelines and Pennsylvania specific property requirements.
What are the FHA loan limits for Shippensburg Pennsylvania?
FHA loan limits for Shippensburg in Cumberland County are based on the area median price. For 2024 the single family home limit is typically around $498,257. You should check the current HUD website for the most accurate limit.