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Find FHA Loan Specialists Near You in Scranton, PA
Looking for a fha loan specialist in Scranton? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Scranton, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 12 fha loan specialists in Scranton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Novus Home Mortgage: Nick Sosa
220 Penn Ave # 100, Scranton, PA 18503
5705209115
Angelo Ambrosecchia at Novus Home Mortgage
220 Penn Ave # 100, Scranton, PA 18503
5704687995
Lendmark Financial Services LLC
1753 N Keyser Ave, Scranton, PA 18508
5709042843
My City Lending: Jason Wiggins
220 Penn Ave # 100, Scranton, PA 18503
5703048374
Angelo Ambrosecchia- Novus Home Mortgage
220 Penn Ave # 100, Scranton, PA 18503
6263670788
Invicta Mortgage Group, Inc.
230 Prospect Ave, Scranton, PA 18505
5702076334
My City Lending: Ryan Kelly
220 Penn Ave # 100, Scranton, PA 18503
5703244908
PNC Mortgage
136 S Main Ave, Scranton, PA 18504
5709617301
My City Lending: Brian Bailey
220 Penn Ave # 100, Scranton, PA 18503
9035740960
My City Lending: Jesse Mutarelli
220 Penn Ave # 100, Scranton, PA 18503
6107624805
Loan Doctors
1800 Boulevard Ave, Scranton, PA 18509
5702077670
A M Mortgage Brokers
1022 S Main Ave, Scranton, PA 18504
5705040751
An FHA loan specialist in Scranton, Pennsylvania helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Scranton buyers often use FHA loans for properties in Lackawanna County, where median home prices are below state averages.
What Does a FHA Loan Specialist in Scranton Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Scranton usually range from 2 to 5 percent of the purchase price. Lender fees may include an origination fee of 0.5 to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Scranton?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Pennsylvania lenders may have additional requirements beyond the FHA minimums.
Are there FHA loan limits for Scranton Pennsylvania?
Yes, FHA loan limits vary by county. For 2024 in Lackawanna County, the FHA loan limit for a single-family home is $498,257. This limit applies to standard FHA loans and may be higher in high-cost areas.
How do I find an FHA loan specialist in Scranton?
You can search the Nationwide Mortgage Licensing System database for licensed loan originators in Pennsylvania. Local banks and credit unions in Scranton also offer FHA loans. Check that the specialist is licensed in Pennsylvania and has experience with FHA programs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.