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Showing 2 fha loan specialists in Pittston, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
320 PA-315 Suite 210, Pittston, PA 18640
5706551051
Kelex Mortgage Group
1847 PA-315, Pittston, PA 18640
5706020909
What Does a FHA Loan Specialist in Pittston Cost?
Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees for origination and processing vary by institution. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pittston do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, explains the required mortgage insurance premiums, and assists with the application process. They also review your credit score, debt-to-income ratio, and employment history to ensure you meet FHA guidelines.
What are the FHA loan limits for Pittston Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Luzerne County is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. Your specialist can confirm the current limits based on your specific property type.
How long does the FHA loan process take in Pennsylvania?
The typical FHA loan process in Pennsylvania takes 30 to 45 days from application to closing. This timeline includes the appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.