Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 fha loan specialists in Philadelphia, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UMortgage
100 N 18th St STE 1400, Philadelphia, PA 19103
2154546098
Andrew Eckstut, Mortgage Lender NMLS #218196
1214 N Front St, Philadelphia, PA 19122
2154355706
Absolute Home Mortgage Corporation
930 S 11th St, Philadelphia, PA 19147
2673191923
Innovative Mortgage Brokers
9351 Banes St B, Philadelphia, PA 19115
2153091757
Kyle Kelly at Citywide (NMLS #1065549)
100 Chestnut St, Philadelphia, PA 19106
2152788194
BHS Mortgages Residential & Commercial
2780 W Country Club Rd, Philadelphia, PA 19131
2679287319
Sean Logue at CrossCountry Mortgage
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102
6106018558
Natasha Larson at Prosperity Home Mortgage - Philadelphia
122 S 19th St Suite 200, Philadelphia, PA 19103
2157905516
Adam Kracht at CrossCountry Mortgage | NMLS# 1218552
1216 N Front St, Philadelphia, PA 19122
2676447205
Greg Roth at CrossCountry Mortgage
1216 N Front St, Philadelphia, PA 19122
8777731226
Foxtrot Mortgage - Philadelphia Branch
2220 Fairmount Ave 3rd Floor, Philadelphia, PA 19130
6107158679
Orca Home Loans
100 S Juniper St, Philadelphia, PA 19107
3213412245
David Frankel at Rate (NMLS #959313)
1500 Walnut St Suite 803, Philadelphia, PA 19102
2678257857
Ryan Dolan Citywide Home Mortgage
100 Chestnut St, Philadelphia, PA 19106
2154325957
Home | Front Mortgage - Chestnut Hill
7139-41 Germantown Ave, Philadelphia, PA 19119
8007078845
Hansen Mortgage Services, Inc.
905 Arch St #201, Philadelphia, PA 19107
2157330692
Quaint Oak Mortgage, LLC
100 Spring Garden St, Philadelphia, PA 19123
2678002132
LISA HOME MORTGAGE
11880 Bustleton Ave Suite 204, Philadelphia, PA 19116
8338356267
Rate
1500 Walnut St Suite 803, Philadelphia, PA 19102
2678257843
Josh Friedman
1234 Market St, Philadelphia, PA 19107
2153569521
What Does a FHA Loan Specialist in Philadelphia Cost?
FHA loan specialist fees in Philadelphia typically range from 1 to 2 percent of the loan amount for origination and processing. Appraisal costs average $500 to $700 and credit report fees are about $30 to $50. Mortgage insurance premiums include an upfront MIP of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Costs vary by lender and borrower situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Philadelphia Pennsylvania in 2025?
For 2025 the FHA loan limit for a single family home in Philadelphia County is $498,257. Higher limits apply for multi unit properties up to $958,350 for a four unit home. These limits are set by the Department of Housing and Urban Development HUD.
What minimum credit score do I need for an FHA loan in Philadelphia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Pennsylvania lenders may have their own overlays so check with multiple specialists.
Are there Pennsylvania specific FHA loan programs for first time buyers?
Yes Pennsylvania offers the PHFA Keystone Home Loan program which works with FHA loans to provide down payment and closing cost assistance. Eligible Philadelphia buyers can receive up to $10,000 in assistance. This program is administered by the Pennsylvania Housing Finance Agency.