Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 15 fha loan specialists in Mechanicsburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A Plus Mortgage Solutions
3 Sunset Cir, Mechanicsburg, PA 17050
7177960665
Leanne Via - Fairway Home Mortgage
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175165365
Horizon Farm Credit
300 Winding Creek Blvd, Mechanicsburg, PA 17050
8883393334
Fairway Independent Mortgage Corporation
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175913278
Guild Mortgage - Julie Burner
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175799382
Guild Mortgage - Joe Luisi
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7173295187
John Anthony | Fairway Home Mortgage Branch Manager
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175913278
Guild Mortgage - Amy Czyzyk
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175478133
ProActiva Mortgage Network Inc
5012 Lenker St Ste. 101, Mechanicsburg, PA 17050
8554904545
Guild Mortgage - Nancy Patt
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175478131
Guild Mortgage Company
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175478120
Guild Mortgage - Jim Rineer
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175478121
Guild Mortgage - Mike Rineer
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175478122
Nathan McWilliams | Fairway Independent Mortgage Corporation Loan Officer
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175036411
Guardian Angel Mortgage Services
4819 E Trindle Rd, Mechanicsburg, PA 17050
7176121884
What Does a FHA Loan Specialist in Mechanicsburg Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees in Mechanicsburg range from $500 to $700, and credit report fees are about $30 to $50. Closing costs generally total 3% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Mechanicsburg do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you understand FHA requirements such as the 3.5% minimum down payment and the 580 minimum credit score. They also ensure compliance with Pennsylvania specific mortgage regulations.
What are the FHA loan limits for Mechanicsburg Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Cumberland County, including Mechanicsburg, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually. A local specialist can confirm the current limits for your specific property type.