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Compare FHA Loan Specialists in Lower Gwynedd Township, PA

Compare fha loan specialists in Lower Gwynedd Township. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lower Gwynedd Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 fha loan specialists in Lower Gwynedd Township, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ted Lawler at loanDepot, LLC, NMLS #403956
768 N Bethlehem Pike #203, Lower Gwynedd Township, PA 19002
2673372384
Maxwell McNally | Loan Officer | Loan Depot
768 N Bethlehem Pike #203, Lower Gwynedd Township, PA 19002
6108803051

FHA loan specialists in Lower Gwynedd Township help homebuyers secure government-backed mortgages with lower down payments. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. These specialists guide clients through FHA requirements including property condition standards and debt-to-income ratio limits.

What Does a FHA Loan Specialist in Lower Gwynedd Township Cost?

Typical costs for FHA loan specialist services in Pennsylvania include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Montgomery County average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Lower Gwynedd Township?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for Federal Housing Administration insured loans. They assist with pre-approval, documentation, and closing in Lower Gwynedd Township and across Montgomery County.
What are the FHA loan limits for Lower Gwynedd Township Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Montgomery County is $498,257. This limit applies to Lower Gwynedd Township and adjusts annually based on local median home prices.
Do I need a special license to work with an FHA loan specialist in Pennsylvania?
Yes, all mortgage loan originators in Pennsylvania must hold a valid license through the Nationwide Multistate Licensing System. You can verify a specialist license on the NMLS Consumer Access website.