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Showing 2 fha loan specialists in Jamison, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectrum Mortgage Company, Inc.
1935 St Andrews Ct, Jamison, PA 18929
2153433505
County Mortgage Services LLC
2701 York Rd # 1, Jamison, PA 18929
2679270182
What Does a FHA Loan Specialist in Jamison Cost?
Typical costs for an FHA loan specialist in Pennsylvania range from 1 to 2 percent of the loan amount as a origination fee, though some specialists charge a flat fee between $1,000 and $3,000. Additional costs include the upfront mortgage insurance premium of 1.75 percent and appraisal fees of $400 to $700. Closing costs in Pennsylvania average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Jamison PA?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Pennsylvania law does not set a higher minimum, but individual lenders may have overlays.
Are there Pennsylvania-specific limits for FHA loans in Jamison?
Yes, FHA loan limits vary by county. For Bucks County in 2024, the FHA loan limit for a single-family home is $498,257. This limit is set by the Department of Housing and Urban Development and is adjusted annually based on median home prices.