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Browse fha loan specialists serving Irwin, Pennsylvania. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Irwin, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 fha loan specialists in Irwin, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
9345 US-30, Irwin, PA 15642
4127540225
Allied Mortgage Group
1001 Old Rte 30, Irwin, PA 15642
7248618001
Chase Home Lending
9399 US-30, Irwin, PA 15642
4142030148
An FHA loan specialist in Irwin, Pennsylvania can help you navigate the Federal Housing Administration loan process. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the specific property appraisal and inspection standards for homes in the Irwin area.
What Does a FHA Loan Specialist in Irwin Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Irwin Pennsylvania?
For 2025, the FHA loan limit for a single-family home in Westmoreland County is $498,257. This limit applies to most areas in Pennsylvania and is set by the Department of Housing and Urban Development.
Do I need a specific down payment for an FHA loan in Pennsylvania?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you need a 10 percent down payment. Pennsylvania does not have state-specific down payment rules beyond FHA guidelines.
What property requirements apply to FHA loans in Irwin?
The property must meet FHA minimum property standards for safety and soundness. In Pennsylvania, the appraisal also checks for lead-based paint hazards in homes built before 1978. The home must be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.