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FHA Loan Specialists in Horsham, PA

Looking for a fha loan specialist in Horsham? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Horsham, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 fha loan specialists in Horsham, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Finance of America Mortgage
Building 5, 300 Welsh Rd, Horsham, PA 19044
2155910222
Michael Dafnis, GO Mortgage
2 Village Rd #11, Horsham, PA 19044
2155910222
Edward Jett- Mortgage Lender Horsham
400 Horsham Rd, Horsham, PA 19044
2679601572
Paul Fiorelli, Finance of America Mortgage LLC
2 Village Rd #11, Horsham, PA 19044
6106590946
GO Mortgage - Horsham
2 Village Rd #11, Horsham, PA 19044
6109097125
Larry Cheifetz - Mortgage Sales Manager
929 Horsham Rd, Horsham, PA 19044
2672433942
Cyde Arcano - Chase Home Lending Advisor - NMLS ID 714662
136 Welsh Rd, Horsham, PA 19044
2159029340
First Colony Mortgage - Brandy Traber
2 Village Rd #11, Horsham, PA 19044
2672581235

An FHA loan specialist in Horsham, Pennsylvania helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Horsham borrowers benefit from local expertise in FHA loan limits and property eligibility in Montgomery County.

What Does a FHA Loan Specialist in Horsham Cost?

Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 1% of the loan amount, which ranges from $3,000 to $5,000 on a $300,000 loan. Additional costs include an upfront mortgage insurance premium of 1.75% of the loan amount, and an annual mortgage insurance premium of 0.55% to 0.85%. Closing costs in Horsham average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Horsham?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5% minimum down payment and mortgage insurance premiums. They also ensure your property meets FHA standards in Horsham.
What are the FHA loan limits for Horsham Pennsylvania?
For 2024, the FHA loan limit for a single-family home in Montgomery County, including Horsham, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually. Higher limits apply for multi-unit properties.
Do I need a special license for an FHA loan in Pennsylvania?
Yes, the loan specialist must hold a valid Mortgage Loan Originator license from the Pennsylvania Department of Banking and Securities. You can verify a license through the Nationwide Multistate Licensing System. This ensures compliance with state regulations.