ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Erie, Pennsylvania. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Erie, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 18 fha loan specialists in Erie, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Erie, Pennsylvania help homebuyers secure mortgages insured by the Federal Housing Administration. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Erie residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Erie Cost?
Typical costs for an FHA loan in Erie Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price, or about $7,500 to $15,000 on a $250,000 home. Lender fees, appraisal costs around $500 to $700, and title insurance fees also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Erie County Pennsylvania in 2025?
For 2025, the FHA loan limit for a single-family home in Erie County is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. Limits are set annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Erie Pennsylvania?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Individual lenders in Erie may have higher requirements.
How long does an FHA loan closing take in Erie Pennsylvania?
An FHA loan closing in Erie usually takes 30 to 45 days from application to closing. Pennsylvania requires a 30-day pre-foreclosure notice period for FHA loans. Delays can occur if additional appraisals or documentation are needed.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Erie who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.