Find FHA Loan Specialists Near You in Easton, PA
Directory of fha loan specialists in Easton, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 6 fha loan specialists in Easton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Easton, Pennsylvania helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Easton residents often use FHA loans to purchase homes in Northampton County, where median home prices are below the state average.
What Does a FHA Loan Specialist in Easton Cost?
Typical costs for an FHA loan specialist in Pennsylvania include an origination fee of 0.5 to 1.0 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Easton average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Easton do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and Pennsylvania state regulations. Specialists also help with down payment assistance programs available in Easton.
What are FHA loan requirements in Pennsylvania?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must have a debt-to-income ratio below 43 percent. Pennsylvania also requires a home appraisal by an FHA-approved appraiser.
How do I choose an FHA loan specialist in Easton?
Look for a specialist who is licensed in Pennsylvania and has experience with FHA loans in Northampton County. Check their track record with local lenders and ask about their knowledge of Easton specific programs. You can verify a license through the Pennsylvania Department of Banking and Securities.