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Find FHA Loan Specialists Near You in Clarks Summit, PA

Looking for a fha loan specialist in Clarks Summit? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Clarks Summit, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 fha loan specialists in Clarks Summit, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry McMyne at Noble Nest Mortgage
255 E Grove St 2nd Fl, Clarks Summit, PA 18411
5704648075
Guild Mortgage - Barbara Moody
222 W Grove St, Clarks Summit, PA 18411
5703195111
Guild Mortgage Company
222 W Grove St, Clarks Summit, PA 18411
5703195111
Guild Mortgage - Gregory Strony
222 W Grove St, Clarks Summit, PA 18411
5703192010
SWBC Mortgage Clarks Summit
5 Zimmerman St, Clarks Summit, PA 18411
2674853593

An FHA loan specialist in Clarks Summit, Pennsylvania helps borrowers navigate government-backed mortgages with lower down payments and flexible credit requirements. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Clarks Summit residents often use FHA loans for home purchases in Lackawanna County where property values vary.

What Does a FHA Loan Specialist in Clarks Summit Cost?

Typical costs for an FHA loan in Pennsylvania include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Clarks Summit generally range from 2 to 5 percent of the purchase price. Lender fees and third party costs vary by provider. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Clarks Summit do?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and property eligibility. They ensure the loan meets Pennsylvania specific regulations and HUD requirements for Clarks Summit homes.
Are there Pennsylvania specific rules for FHA loans?
Yes Pennsylvania requires all mortgage loan originators to hold a valid license from the Department of Banking and Securities. FHA loans in Pennsylvania also follow standard HUD guidelines for property condition and borrower debt-to-income ratios.
How do I choose an FHA loan specialist in Clarks Summit?
Look for a licensed mortgage loan originator with experience in FHA loans and knowledge of the Clarks Summit real estate market. Verify their license through the Pennsylvania Department of Banking and Securities website.