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Compare fha loan specialists in Phoenix. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Phoenix, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 fha loan specialists in Phoenix, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Andrea Zundel
180 N Main St Suite 111, Phoenix, OR 97535
5417786772
Guild Mortgage - Linda Read
180 N Main St Suite 111, Phoenix, OR 97535
5416461331
Guild Mortgage Company
180 N Main St Suite 111, Phoenix, OR 97535
5412018525
FHA loan specialists in Phoenix, Oregon help homebuyers navigate Federal Housing Administration loans with local expertise. Oregon law requires FHA lenders to provide clear disclosures about loan terms and borrower obligations. Specialists in this area understand the unique housing market of Jackson County and can guide you through Oregon specific mortgage regulations.
What Does a FHA Loan Specialist in Phoenix Cost?
Typical costs for FHA loan specialist services in Oregon include an origination fee of 1 to 2 percent of the loan amount, plus appraisal fees ranging from $500 to $700. Oregon also requires a mortgage recording tax of $1.00 per $1,000 of the loan amount. Additional costs may include credit report fees of $30 to $50 and title insurance premiums. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Phoenix Oregon in 2025?
For 2025, FHA loan limits in Jackson County Oregon are set at a standard floor of $498,257 for a single family home. Higher limits may apply in high cost areas of Oregon. Your specialist can confirm the exact limit for your property type.
Do I need a special license to be an FHA loan specialist in Oregon?
FHA loan specialists in Oregon must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. Oregon law also requires completion of pre licensing education and a background check. No separate FHA specific license is needed beyond standard state requirements.
What is the minimum down payment for an FHA loan in Oregon?
The minimum down payment for an FHA loan in Oregon is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. These rules follow federal FHA guidelines and apply statewide.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.