Find FHA Loan Specialists Near You in Moore, OK
Compare fha loan specialists in Moore. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 5 fha loan specialists in Moore, OK
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FHA loan specialists in Moore, Oklahoma help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Moore residents benefit from Oklahoma specific programs like the Oklahoma Housing Finance Agency down payment assistance, which can be combined with FHA loans. Local specialists understand the Moore real estate market and can guide buyers through the unique requirements of FHA loans in Oklahoma.
What Does a FHA Loan Specialist in Moore Cost?
Typical costs for an FHA loan in Moore Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. An appraisal fee in Moore is usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Moore Oklahoma?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Oklahoma lenders may have additional overlays, so check with a local specialist.
Are there Oklahoma specific limits for FHA loans in Moore?
Yes, FHA loan limits for Moore Oklahoma are set by the county. For 2024, the standard FHA loan limit for a single family home in Cleveland County is $498,257. High cost area adjustments may apply for certain parts of the county.