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Showing 5 fha loan specialists in Moore, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
2723 S I-35 Service Rd, Moore, OK 73160
4057937500
Empire Finance of Moore
834 NW 12th St, Moore, OK 73160
4057594497
The Haffner Team
420 SW 6th St, Moore, OK 73160
4059902650
Brianna Jones Mortgage Team
2100 N Eastern Ave Suite 8C, Moore, OK 73160
4055013838
Rustic Roots Mortgage LLC
3411 A S I-35 Service Rd, Moore, OK 73160
4058123659
What Does a FHA Loan Specialist in Moore Cost?
Typical costs for an FHA loan in Moore Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. An appraisal fee in Moore is usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Moore Oklahoma?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Oklahoma lenders may have additional overlays, so check with a local specialist.
Are there Oklahoma specific limits for FHA loans in Moore?
Yes, FHA loan limits for Moore Oklahoma are set by the county. For 2024, the standard FHA loan limit for a single family home in Cleveland County is $498,257. High cost area adjustments may apply for certain parts of the county.
Can I use an FHA loan to buy a fixer upper in Moore?
Yes, the FHA 203k loan allows you to finance both the purchase and renovation of a home in Moore. This program requires a HUD approved consultant and specific contractor bids. Oklahoma has no state specific restrictions beyond standard FHA guidelines.