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Find FHA Loan Specialists Near You in Youngstown, OH
Browse fha loan specialists serving Youngstown, Ohio. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Youngstown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 12 fha loan specialists in Youngstown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
755 Boardman-Canfield Rd Suite D-1, Youngstown, OH 44512
3307261400
Shelah Mrosko - Mortgage Broker
7829 Huntington Cir, Youngstown, OH 44512
3305034444
Shannon Spitler - Chase Home Lending Advisor - NMLS ID 444909
5531 Mahoning Ave, Youngstown, OH 44515
3308837775
An FHA loan specialist in Youngstown Ohio helps homebuyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have more flexible credit standards than conventional mortgages. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Youngstown Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Youngstown generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Youngstown do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They explain FHA guidelines specific to Ohio such as property condition requirements and maximum loan limits for Mahoning County.
What are the FHA loan limits for Youngstown Ohio?
For 2024 the FHA loan limit for a single family home in Mahoning County is $498,257. This limit can change annually based on median home prices. A local specialist can confirm current limits for your specific property type.
Do I need a special license to be an FHA loan specialist in Ohio?
Yes. Ohio requires all mortgage loan originators to be licensed under the Ohio Mortgage Loan Act. They must pass a background check complete pre licensing education and register with the Nationwide Multistate Licensing System.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.