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Find FHA Loan Specialists Near You in Springfield, OH
Compare fha loan specialists in Springfield. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Springfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 17 fha loan specialists in Springfield, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
2009 N Bechtle Ave, Springfield, OH 45504
9375617300
Mariner Finance
1005 N Bechtle Ave, Springfield, OH 45504
9373259180
PrimeLending, A PlainsCapital Company - Springfield OH
333 N Limestone St Suite 202A, Springfield, OH 45503
9373987306
Bill Riley at CrossCountry Mortgage
1184 E Home Rd, Springfield, OH 45503
8777731226
Neighborhood Housing Partnership of Greater Springfield, Inc.
527 E Home Rd, Springfield, OH 45503
9373224623
OneMain Financial
1988 N Bechtle Ave, Springfield, OH 45504
9373420290
Jake Harlow at CrossCountry Mortgage
1184 E Home Rd, Springfield, OH 45503
9372841910
Mary Mann,574624, PrimeLending
333 N Limestone St Suite 202B, Springfield, OH 45503
FHA loan specialists in Springfield, Ohio help borrowers secure government backed mortgages with lower down payments. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Loan Act. Local specialists can guide you through FHA requirements and Clark County property guidelines.
What Does a FHA Loan Specialist in Springfield Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 percent. Closing costs in Springfield range from 2 to 5 percent of the home price, including appraisal fees of $500 to $700 and title fees of $300 to $600. Ohio also charges a mortgage recording fee of about $30 per page. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Springfield do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also explain Ohio specific rules like the Ohio Residential Mortgage Lending Act requirements.
What are the FHA loan limits for Springfield Ohio?
For 2024, the FHA loan limit for a single family home in Clark County is $498,257. This amount can change yearly based on median home prices. A specialist can confirm current limits for your specific property type.
How long does the FHA loan process take in Ohio?
The typical FHA loan process in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period after signing loan documents. Delays can occur if additional property inspections are needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.