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Find FHA Loan Specialists Near You in Shaker Heights, OH
Compare fha loan specialists in Shaker Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Shaker Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Shaker Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CREFCO Financial Group, Inc.
20600 Chagrin Blvd #495, Shaker Heights, OH 44122
8555724006
Motto Mortgage NEO
20515 Shaker Blvd, Shaker Heights, OH 44122
2164688480
An FHA loan specialist in Shaker Heights Ohio helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Shaker Heights residents often use FHA loans to purchase homes in Cuyahoga County, where median home prices can exceed local income levels.
What Does a FHA Loan Specialist in Shaker Heights Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of 1 to 1.5 percent of the loan amount plus third-party fees for appraisal credit report and title services. For a $250,000 loan these costs total between $3,000 and $5,000. The FHA also charges an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be rolled into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Shaker Heights Ohio in 2025?
For 2025 the FHA loan limit for a single-family home in Cuyahoga County is $498,257. This limit applies to most areas in Shaker Heights. Higher limits may apply for duplexes triplexes or four-unit properties.
Do I need a specific license to be an FHA loan specialist in Ohio?
Yes all FHA loan specialists in Ohio must hold a valid Mortgage Loan Originator license through the Ohio Division of Financial Institutions. They must also pass a criminal background check and complete continuing education each year.
What is the minimum down payment for an FHA loan in Shaker Heights?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. These rules apply statewide including Shaker Heights.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.