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Looking for a fha loan specialist in Oxford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oxford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Oxford, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
20 W High St, Oxford, OH 45056
5135234151
PNC Mortgage
Shriver Center, 701 E Spring St, Oxford, OH 45056
5132805030
An FHA loan specialist in Oxford, Ohio can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring local specialists meet state standards.
What Does a FHA Loan Specialist in Oxford Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual MIP of 0.15 to 0.75 percent. Closing costs generally range from 2 to 5 percent of the purchase price, including appraisal fees around $400 to $700. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oxford do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also explain Ohio-specific rules, such as property condition standards and local housing market trends.
What are the minimum credit score requirements for an FHA loan in Ohio?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. These requirements apply nationwide, including in Oxford, Ohio.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.