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Compare fha loan specialists in Ontario. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ontario, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Ontario, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
1998 W 4th St Unit 6, Ontario, OH 44906
4195285444
Lin Baker- American Eagle Team of CrossCountry Mortgage
2230 Village Mall Dr #100, Ontario, OH 44906
4195452343
An FHA loan specialist in Ontario, Ohio can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring a standard of professionalism and accountability.
What Does a FHA Loan Specialist in Ontario Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance, depending on loan term and down payment. Closing costs generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), title insurance, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Ontario Ohio?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards and be your primary residence. Ohio does not have any additional state-specific FHA requirements beyond federal guidelines.
How do I find an FHA loan specialist in Ontario Ohio?
You can search the Nationwide Multistate Licensing System (NMLS) database to verify a loan originators license. Local banks and mortgage companies in Ontario often have specialists who can pre-qualify you and explain the FHA process. Ask for referrals from your real estate agent or local housing counseling agency.
What is the FHA loan limit for Richland County Ohio?
For 2024, the FHA loan limit for a single-family home in Richland County, which includes Ontario, is $498,257. This limit is subject to change annually based on median home prices. Higher limits apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.