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Compare FHA Loan Specialists in North Ridgeville, OH
Browse fha loan specialists serving North Ridgeville, Ohio. Contact information and addresses listed below.
8 agents listed
Updated June 2026
North Ridgeville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 fha loan specialists in North Ridgeville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Nelson at CrossCountry Mortgage
38850 Center Ridge Rd Suite #2, North Ridgeville, OH 44039
An FHA loan specialist in North Ridgeville, Ohio can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and require a lower down payment than conventional loans. In Ohio, all FHA loans must comply with state property laws and local lending regulations.
What Does a FHA Loan Specialist in North Ridgeville Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.0 percent of the loan amount. Closing costs in Ohio average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for North Ridgeville Ohio?
For 2025, the FHA loan limit for a single-family home in Lorain County, which includes North Ridgeville, is $498,257. Higher limits may apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development.
Do I need a specific credit score for an FHA loan in Ohio?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Ohio lenders may have their own overlays above these minimums.
Are there Ohio-specific requirements for FHA loans?
Ohio law requires all FHA loans to include a property inspection for lead-based paint if the home was built before 1978. Additionally, Ohio follows a judicial foreclosure process, which can affect loan timelines. Your specialist will explain these state rules during the application.
Get matched with agents in North Ridgeville who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Ohio.