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Looking for a fha loan specialist in Niles? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Niles, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 fha loan specialists in Niles, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan Company
5460 Youngstown Warren Rd, Niles, OH 44446
3302994222
OneMain Financial
6261 Youngstown Warren Rd, Niles, OH 44446
3305444041
Michael Miller at CrossCountry Mortgage
4 Summit Ave Ste 2, Niles, OH 44446
3303284084
Home Federal Savings and Loan Association of Niles
55 N Main St, Niles, OH 44446
3306522539
ALCOVA Mortgage | Niles, OH
52 E Park Ave STE A, Niles, OH 44446
3305647194
Jose Ortiz at CrossCountry Mortgage
4 Summit Ave Suite 2, Niles, OH 44446
2168493888
Chase Home Lending
5555 Youngstown Warren Rd, Niles, OH 44446
5097680967
FHA loan specialists in Niles Ohio assist homebuyers with government-backed mortgages that require lower down payments and flexible credit standards. Ohio law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists can guide you through Ohio specific property appraisal rules and local market conditions in Trumbull County.
What Does a FHA Loan Specialist in Niles Cost?
Typical costs for FHA loan specialist services in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Loan origination fees range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Niles are usually between $400 and $700. These are general estimates and actual costs vary by lender and borrower situation. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Niles Ohio?
An FHA loan specialist helps you understand FHA loan requirements, preapprove your application, and guide you through the underwriting process. They also ensure compliance with Ohio lending laws and FHA property standards.
What are the FHA loan limits for Niles Ohio in 2025?
For 2025, the FHA loan limit for a single family home in Trumbull County is typically around $498,257. Limits vary by property type and number of units, so a specialist can confirm the exact amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.