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Find FHA Loan Specialists Near You in Milford, OH

Directory of fha loan specialists in Milford, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Milford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 9 fha loan specialists in Milford, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
1077 OH-28 Unit 107, Milford, OH 45150
5139887148
Warren Walker-USA Mortgage
1077 OH-28 Unit 107, Milford, OH 45150
5136591417
Matt Frump - USA Mortgage
1077 OH-28 Unit 107, Milford, OH 45150
5132607918
Bethany Lyn Ritchey | Fairway Independent Mortgage Corporation Branch Manager
200 Locust St, Milford, OH 45150
5135201594
1st Bancorp Mortgage
400 Techne Center Dr #101, Milford, OH 45150
8002707082
Trey Budke-USA Mortgage
1077 OH-28 Unit 107, Milford, OH 45150
5139193584
US Bank Mortgage
798 OH-28, Milford, OH 45150
8008722657
Howie Coleman - Mortgage Specialist
400 Techne Center Dr #101, Milford, OH 45150
5139650015
PNC Mortgage
1105 OH-28, Milford, OH 45150
5135757600

An FHA loan specialist in Milford Ohio can help you navigate the Federal Housing Administration loan process. These loans are popular for first time homebuyers and those with lower credit scores. In Ohio FHA loans require a minimum down payment of 3.5 percent and must meet local property standards.

What Does a FHA Loan Specialist in Milford Cost?

Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Appraisal fees in the Cincinnati area including Milford usually cost between $500 and $700. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits in Milford Ohio?
For 2025 the FHA loan limit for a single family home in Clermont County which includes Milford is $498,257. This limit applies to most areas and may be higher for multi unit properties.
What credit score is needed for an FHA loan in Ohio?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment.
Do FHA loans require mortgage insurance in Ohio?
Yes FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium. The annual premium typically ranges from 0.45 to 1.05 percent depending on loan term and down payment.