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Compare fha loan specialists in Middletown. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 fha loan specialists in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Reliant Home Mortgage LLC
1422 S Breiel Blvd, Middletown, OH 45044
5137834018
W E Mortgage Service Inc
1440 South Brille Blvd, Middletown, OH 45044
9374286000
Chase Mortgage
1401 S Breiel Blvd, Middletown, OH 45044
5134258485
W E Mortgage Services Inc
1422 S Breiel Blvd, Middletown, OH 45044
5134245500
FHA loan specialists in Middletown, Ohio help homebuyers secure government-backed loans with lower down payments. These professionals guide clients through Ohio-specific requirements, including state housing counseling and property condition standards. Working with a local specialist ensures you understand both federal FHA rules and Ohio real estate laws.
What Does a FHA Loan Specialist in Middletown Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Third-party costs like appraisal and title services add 500 to 1,000 dollars. These figures are general estimates. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Middletown?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property details to ensure you meet FHA and Ohio lending standards.
What are the credit score requirements for an FHA loan in Ohio?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment, but individual lender requirements vary.
Are there Ohio-specific rules for FHA loans?
Yes, Ohio law requires certain disclosures and may involve state housing counseling for first-time buyers. Also, Ohio property must meet FHA minimum property standards, which include safety and structural integrity checks.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.