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Compare fha loan specialists in Lebanon. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Lebanon, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 fha loan specialists in Lebanon, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
1248 Columbus Ave #13, Lebanon, OH 45036
5132282500
Western Ohio Mortgage Corporation
901 N Broadway St, Lebanon, OH 45036
5138154454
Sorum Financial Services
2259 OH-48, Lebanon, OH 45036
5135728521
Huntington Mortgage Group
1425 Columbus Ave, Lebanon, OH 45036
5132281223
Winfield Oakes-Polaris Home Funding Corp
538 W Main St, Lebanon, OH 45036
5132076540
Brooke Crane Amerifirst Mortgage Loan Originator
530 N Broadway St, Lebanon, OH 45036
9377282292
Schepker & Associates LLC
726 E Main St, Lebanon, OH 45036
5136154086
US Bank Mortgage
620 Columbus Ave, Lebanon, OH 45036
5139322400
An FHA loan specialist in Lebanon, Ohio can guide you through the FHA loan process, which is insured by the Federal Housing Administration. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local specialists understand Warren County housing market conditions and can help you meet FHA minimum property standards.
What Does a FHA Loan Specialist in Lebanon Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Lebanon usually range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and title fees. Lender origination fees vary by institution. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lebanon Ohio?
For 2025, the FHA loan limit for a single-family home in Warren County Ohio is $524,225. This limit applies to most areas in Ohio and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio lenders may have additional overlays beyond FHA minimums.
Are there Ohio-specific rules for FHA loans?
Ohio law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Ohio also has a 30-day right of rescission period for refinances. All FHA loans in Ohio must comply with state foreclosure laws if default occurs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.