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Looking for a fha loan specialist in Kent? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Kent, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Kent, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2500 OH-59 Suite 116, Kent, OH 44240
3307527895
Chase Home Lending
1550 S Water St, Kent, OH 44240
7349688228
FHA loan specialists in Kent, Ohio help homebuyers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Ohio law does not impose additional state-specific FHA rules, but local property tax and insurance requirements in Portage County may affect loan approval.
What Does a FHA Loan Specialist in Kent Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Kent range from 2 to 5 percent of the purchase price. Lender fees, appraisal costs, and title insurance add to the total. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Kent Ohio?
An FHA loan is a government-backed mortgage with flexible qualification standards. In Kent, Ohio, borrowers typically need a minimum credit score of 580 and a 3.5 percent down payment. The property must meet FHA safety and appraisal standards.
Are there income limits for FHA loans in Portage County?
Yes, FHA loan limits vary by county. For 2024, the FHA loan limit for a single-family home in Portage County is $498,257. Income limits also apply and are based on the area median income.
How long does the FHA loan process take in Ohio?
The FHA loan process in Ohio typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA standards or if appraisal issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.