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Browse fha loan specialists serving Independence, Ohio. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Independence, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 12 fha loan specialists in Independence, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending
4 Summit Park Dr #200, Independence, OH 44131
8774808050
Liberty Home Mortgage Corporation
6225 Oak Tree Blvd, Independence, OH 44131
2167801103
Reliance First Capital, LLC. NMLS ID # 58775
6155 Rockside Rd #401, Independence, OH 44131
8772819779
The McCort Team, NFM Lending
6100 Oak Tree Blvd Suite 276, Independence, OH 44131
6505 Rockside Rd Suite 250, Independence, OH 44131
4403160785
Clint Malusky Personal Mortgage Advisor at Nations Lending - NMLS: 77293
4 Summit Park Dr #200, Independence, OH 44131
2165038450
Brian Figas Sales Team Lead at Nations Lending - NMLS: 1863412
5005 Rockside Rd #460, Independence, OH 44131
4405276849
First Liberty Mortgage, LLC
4200 Rockside Rd Suite 203, Independence, OH 44131
2164470612
CrossCountry Mortgage | Branch NMLS #1816440
6505 Rockside Rd Suite 250, Independence, OH 44131
4406717281
Andrea Werner - Chase Home Lending Advisor - NMLS ID 79706
6200 Brecksville Rd, Independence, OH 44131
3305239373
An FHA loan specialist in Independence, Ohio can help you navigate the process of obtaining a government-backed mortgage. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Working with a local specialist ensures you understand both federal FHA guidelines and any Ohio-specific property requirements.
What Does a FHA Loan Specialist in Independence Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Ohio average 2 to 5 percent of the loan amount. These costs vary by lender and your specific financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Independence do?
An FHA loan specialist guides you through the FHA loan application process, from pre-approval to closing. They help you understand credit score requirements, down payment options, and property eligibility under FHA rules. They also ensure compliance with Ohio lending laws.
What are the credit requirements for an FHA loan in Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio does not have additional state-specific credit requirements beyond federal FHA guidelines.
Are there Ohio-specific limits for FHA loans?
Yes, FHA loan limits vary by county in Ohio. For Cuyahoga County, where Independence is located, the 2024 loan limit for a single-family home is $498,257. These limits are set annually by the Federal Housing Administration and may change.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.