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Compare fha loan specialists in Hilliard. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Hilliard, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 fha loan specialists in Hilliard, OH
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An FHA loan specialist in Hilliard, Ohio helps buyers navigate Federal Housing Administration loans, which are popular for their lower down payment requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Specialists in Hilliard can guide you through local property value trends and FHA appraisal rules specific to Franklin County.
What Does a FHA Loan Specialist in Hilliard Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Hilliard usually range from 2 to 5 percent of the purchase price, including appraisal fees of $400 to $700 and title insurance. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Hilliard, Ohio?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards and be located in an eligible area. Ohio law does not add extra state-specific requirements beyond federal FHA rules.
How do I find a licensed FHA loan specialist in Hilliard?
You can search the Ohio Division of Financial Institutions website to verify a loan originators license. Many local banks and mortgage brokers in Hilliard offer FHA loans. Always confirm the specialist has experience with FHA programs and local property types.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.