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Find FHA Loan Specialists Near You in Heath, OH

Compare fha loan specialists in Heath. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Heath, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Heath, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1125 Hebron Rd Suite A, Heath, OH 43056
7405222222
The Community Bank's Heath Lending Center
1102 Hebron Rd, Heath, OH 43056
7405228900

An FHA loan specialist in Heath, Ohio can guide you through the process of securing a government-backed mortgage. These loans are insured by the Federal Housing Administration and often require a lower down payment than conventional loans. In Ohio, lenders must follow state licensing rules under the Ohio Mortgage Broker Act, and local specialists understand the specific property value trends in Licking County.

What Does a FHA Loan Specialist in Heath Cost?

Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price, or about 9,000 to 18,000 dollars on a 300,000 dollar home. These costs vary based on your lender, credit profile, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Heath?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Your specialist can review your specific credit history and advise you.
Are there Ohio-specific limits for FHA loans in Heath?
Yes, FHA loan limits vary by county. For Licking County in 2025, the standard limit for a single-family home is typically around $498,257. A specialist can confirm the exact limit for your property and loan type.