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Browse fha loan specialists serving Clayton, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Clayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Clayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
500 W National Rd, Clayton, OH 45315
9378361400
OneMain Financial
7702 Hoke Rd, Clayton, OH 45315
9378321623
FHA loan specialists in Clayton Ohio help homebuyers navigate Federal Housing Administration loans. These loans are popular for first-time buyers and those with lower credit scores. Ohio law requires all FHA loan originators to be licensed with the Ohio Division of Financial Institutions.
What Does a FHA Loan Specialist in Clayton Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. In Clayton Ohio appraisal fees are around $500 to $700 and credit report fees are about $30 to $50. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Ohio?
Ohio FHA loans require a minimum down payment of 3.5 percent and a credit score of at least 580. Borrowers must also meet debt-to-income ratio limits set by HUD. The property must be owner-occupied and pass an FHA appraisal.
How do I find an FHA loan specialist in Clayton Ohio?
You can search the Nationwide Multistate Licensing System for licensed mortgage loan originators in Clayton. Many local banks and credit unions in Montgomery County offer FHA loans. Ask for a specialist who has experience with Ohio specific programs like Ohio Housing Finance Agency down payment assistance.
What is the maximum FHA loan limit in Ohio for 2025?
For 2025 the FHA loan limit for a single-family home in Montgomery County Ohio is $498,257. Higher limits apply for duplexes triplexes and fourplexes. These limits are set by HUD and may change each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.