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Directory of fha loan specialists in Bismarck, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Bismarck, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 19 fha loan specialists in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assure Home Mortgage - NMLS - #2106984 Tanya Decker
1120 College Dr, Bismarck, ND 58501
7012203954
Tanya Long - Mortgage Broker at Mountain State Financial Group NMLS 1634834
1600 E Interstate Ave Suite 4A, Bismarck, ND 58503
7014711687
Travis Lang - Mortgage Lender | Barrett Financial Group, LLC.
114 N 4th St, Bismarck, ND 58501
7012264651
eLendingNow
1655 N Grandview Ln Suite 105B, Bismarck, ND 58503
7013554172
Joe Sheehan - Granite Bank
120 N 3rd St, Bismarck, ND 58501
7014003926
Gate City Bank
1725 Golf Dr, Bismarck, ND 58503
7013557650
Dynamic Mortgage Group
921 S 9th St Ste 108, Bismarck, ND 58504
7017510932
Amy Burkel - NMLS #1486533 - Fairway Home Mortgage
An FHA loan specialist in Bismarck North Dakota can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. North Dakota law requires all mortgage originators to be licensed through the North Dakota Department of Financial Institutions.
What Does a FHA Loan Specialist in Bismarck Cost?
Typical costs for an FHA loan specialist in North Dakota include an origination fee of 0.5 to 1.0 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the base loan amount and is usually financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Bismarck generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bismarck North Dakota in 2025?
For 2025 the FHA loan limit for a single-family home in Burleigh County is $498,257. This amount applies to most areas in Bismarck and may be higher for multi-unit properties. Limits are set annually by the Department of Housing and Urban Development.
What credit score do I need for an FHA loan in North Dakota?
Most FHA lenders in North Dakota require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
Are there North Dakota specific programs that work with FHA loans?
Yes the North Dakota Housing Finance Agency offers the FirstHome program which can be combined with FHA loans. This program provides down payment assistance up to 5 percent of the purchase price. Income limits and property location rules apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.