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Browse fha loan specialists serving Wake Forest, North Carolina. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Wake Forest, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 fha loan specialists in Wake Forest, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Bonis Mortgage Team
525 S White St Office 123, Wake Forest, NC 27587
9194144430
Ace Mortgage Group LLC
1780 Heritage Center Dr Suite 103, Wake Forest, NC 27587
9196165713
Michael Travis at First Heritage Mortgage
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587
9194352090
Aaron Herstein - Mortgage Broker and Loan Officer
525 S White St, Wake Forest, NC 27587
9196145626
Scott Walton | Novus Home Mortgage Loan Officer
881 Falcate Dr, Wake Forest, NC 27587
9195309977
Shayna Thomas-Loan Officer/Mortgage Broker
525 S White St, Wake Forest, NC 27587
9104472257
First Heritage Mortgage, LLC - Wake Forest
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587
9192347442
FHA loan specialists in Wake Forest, North Carolina help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Wake Forest Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 0.5% to 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Closing costs in Wake Forest average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Wake Forest in 2025?
For 2025, the FHA loan limit for a single-family home in Wake Forest (Wake County) is $498,257. This limit applies to most areas and is set by the U.S. Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in North Carolina?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have its own requirements.
Are there North Carolina specific rules for FHA loans?
North Carolina follows standard FHA guidelines but also requires lenders to provide a Mortgage Loan Originator License number on all documents. The state also has a 10-day right of rescission for refinances, as per North Carolina General Statutes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.