Skip to main content

Compare FHA Loan Specialists in Statesville, NC

Browse fha loan specialists serving Statesville, North Carolina. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Statesville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 fha loan specialists in Statesville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1737 Wilkesboro Hwy E, Statesville, NC 28625
7048789544
Regional Finance
1897 E Broad St, Statesville, NC 28625
7048724057
Creekside Finance Inc
1414 Wilkesboro Hwy, Statesville, NC 28625
7048711909
OneMain Financial
122 Venture Ln Ste 4, Statesville, NC 28625
7048723644
1st Choice Home Centers
119 Beechnut Ln, Statesville, NC 28625
7048838228
Lendmark Financial Services LLC
187B Turnersburg Hwy, Statesville, NC 28625
7049787585
Steven Insuasti Mortgage Broker
167 Dunlap Loop, Statesville, NC 28625
7723614323
Allied Financial Services
1624 E Broad St, Statesville, NC 28625
7048732803
Republic Finance
1550 E Broad St, Statesville, NC 28625
9807598050

An FHA loan specialist in Statesville, North Carolina helps homebuyers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the NMLS. Local specialists understand Iredell County housing market conditions and can guide borrowers through FHA credit and property requirements.

What Does a FHA Loan Specialist in Statesville Cost?

Typical costs for an FHA loan in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Statesville generally range from 3,000 to 6,000 dollars but vary by lender and loan size. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Statesville?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Your specialist can review your specific credit profile.
Are FHA loans available for manufactured homes in Statesville?
Yes, FHA loans can finance manufactured homes in Iredell County if the home meets HUD property standards. The home must be permanently affixed to a foundation and classified as real property. Your specialist can verify eligibility.
What are the FHA loan limits for Statesville North Carolina?
For 2024, the FHA loan limit for a single-family home in Iredell County is 498,257 dollars. These limits are set by HUD and may change annually. Your specialist can confirm current limits for your desired purchase.