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Looking for a fha loan specialist in Sanford? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Sanford, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 15 fha loan specialists in Sanford, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chet Mann | Guild Mortgage
212 Hawkins Ave, Sanford, NC 27330
9197770114
Mariner Finance
1948 S Horner Blvd Ste. B, Sanford, NC 27330
9197756067
OneMain Financial
3232 NC-87, Sanford, NC 27332
9197752147
Guild Mortgage - Michele Zelvis
212 Hawkins Ave, Sanford, NC 27330
9196322833
Guild Mortgage - Josh Porter
212 Hawkins Ave, Sanford, NC 27330
9194440014
Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9106444801
Guild Mortgage - Miluska Tezekjian
212 Hawkins Ave, Sanford, NC 27330
9196492369
Justin Price Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9198951769
Guild Mortgage Company
212 Hawkins Ave, Sanford, NC 27330
9197770114
Guild Mortgage - Jenn Ellis
212 Hawkins Ave, Sanford, NC 27330
9109223464
Jimmy Valley
212 Hawkins Ave, Sanford, NC 27330
9197770114
Guild Mortgage - Amanda Stephens
212 Hawkins Ave, Sanford, NC 27330
9197770114
Kevin Byrd Motto Mortgage Strategic
201 Commercial Ct, Sanford, NC 27330
9108907734
Atlantic Bay Mortgage Group - Sanford, NC
234 Wicker St, Sanford, NC 27330
9193779099
DHI Mortgage
304 Red Brick St, Sanford, NC 27330
9193067707
FHA loan specialists in Sanford, North Carolina help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Lee County housing market conditions and can guide you through FHA appraisal and underwriting rules.
What Does a FHA Loan Specialist in Sanford Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee usually 1 percent of the loan amount and third-party fees for appraisal and credit report. Closing costs in Sanford often range from 3,000 to 6,000 dollars depending on the loan size. The FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Note that costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Sanford North Carolina?
FHA loans in Sanford require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet HUD safety and livability standards. North Carolina does not impose state-specific FHA requirements beyond federal guidelines.
How do I find a licensed FHA loan specialist in Sanford?
You can check the Nationwide Multistate Licensing System website to verify a loan officers license. Look for specialists who are registered in North Carolina and have experience with FHA loans in Lee County. Local real estate agents can also provide referrals.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.