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Compare fha loan specialists in Salisbury. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Salisbury, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 fha loan specialists in Salisbury, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
720 Jake Alexander Blvd W, Salisbury, NC 28147
7046335291
Regional Finance
811 Jake Alexander Blvd S, Salisbury, NC 28147
7047970419
OneMain Financial
519 Jake Alexander Blvd W C, Salisbury, NC 28147
7046332689
Lendmark Financial Services LLC
850 Jake Alexander Blvd W G, Salisbury, NC 28147
7043171000
Home Realty and Mortgage
1620 Martin Luther King Jr Ave S Suite 101, Salisbury, NC 28144
7046332900
Truist
508 Jake Alexander Blvd W, Salisbury, NC 28147
7042122104
Time Financing Service
1237 Old W Innes St, Salisbury, NC 28144
7047095447
First Bank - Salisbury, NC
1525 Jake Alexander Blvd S, Salisbury, NC 28146
7046333209
AgSouth Farm Credit
2810 Statesville Blvd, Salisbury, NC 28147
7046372380
Platinum Home Mortgage - Salisbury
322 E Fisher St Suite 114, Salisbury, NC 28144
7042133622
F&M Financial Center
221 N Main St, Salisbury, NC 28144
7046331772
An FHA loan specialist in Salisbury, North Carolina helps home buyers and homeowners navigate FHA-insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments than conventional loans. In North Carolina, FHA loans must comply with state-specific property standards and local housing market conditions in Rowan County.
What Does a FHA Loan Specialist in Salisbury Cost?
Typical costs for an FHA loan specialist in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees may range from 500 to 1,500 dollars. Closing costs in Salisbury generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Salisbury North Carolina?
For 2025, the FHA loan limit for a single-family home in Rowan County is $498,257. This amount is set by the U.S. Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Salisbury?
Most FHA lenders require a minimum credit score of 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent.
Are there North Carolina specific rules for FHA loans?
Yes. North Carolina law requires all FHA loans to include a state-specific mortgage disclosure and a 3-day right of rescission period. Additionally, FHA loans in North Carolina must comply with the state's anti-predatory lending laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.