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Directory of fha loan specialists in Raleigh, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Raleigh, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Raleigh, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Raleigh Mortgage Group
8414 Falls of Neuse Rd STE 202, Raleigh, NC 27615
9198660212
Martin Mortgage Group
7721 Six Forks Rd Suite 120, Raleigh, NC 27615
9196129978
FM Lending
1000 St Albans Dr STE 400, Raleigh, NC 27609
9197854333
Martini Mortgage Group - Raleigh, NC - Home Loans, Refinance, and More.
507 N Blount St, Raleigh, NC 27604
9192384934
Fairway Independent Mortgage Corporation
8303 Six Forks Rd Suite 101, Raleigh, NC 27615
9198793042
PrimeLending, A PlainsCapital Company - Raleigh
4509 Creedmoor Rd Suite 201, Office 248, Raleigh, NC 27612
Ignite Mortgage Group, LLC - Raleigh Mortgage Company
5 W Hargett St, Raleigh, NC 27601
9192604295
Steve Doherty at Advantage Lending
7521 Mourning Dove Rd Suite 101, Raleigh, NC 27615
9193718837
Chris Long, Mortgage Specialist - NC Equity Resources, Inc.
707 N West St #103, Raleigh, NC 27603
9196626511
Brittany Somerville - Mortgage Specialist, Equity Resources, Inc.
707 N West St #103, Raleigh, NC 27603
5704176265
An FHA loan specialist in Raleigh North Carolina can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time home buyers and those with lower credit scores. In North Carolina, FHA loans require a minimum down payment of 3.5 percent and must meet specific property standards set by the state.
What Does a FHA Loan Specialist in Raleigh Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Raleigh range from $500 to $700. Closing costs usually total between 2 and 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Raleigh North Carolina?
For 2025, the FHA loan limit for a single family home in Wake County is $524,225. This limit applies to most areas in Raleigh and can be higher for multi unit properties.
What credit score is needed for an FHA loan in North Carolina?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment.
Do FHA loans in North Carolina require mortgage insurance?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. There is also an annual mortgage insurance premium that varies based on loan term and loan to value ratio.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.