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Compare fha loan specialists in Morganton. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Morganton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 fha loan specialists in Morganton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
8283487837
Mariner Finance
639 W Fleming Dr, Morganton, NC 28655
8284309450
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655
8284375349
Foothills Family Finance
135 W Parker Rd, Morganton, NC 28655
8282210316
Truist
105 Avery Ave, Morganton, NC 28655
8284335440
Welcome Finance Co
208 N Sterling St, Morganton, NC 28655
8284331395
Lendmark Financial Services LLC
B-120 Morganton Heights Blvd, Morganton, NC 28655
8284330779
Creekside Finance, Inc.
125 Wamsutta Mill Rd, Morganton, NC 28655
8284330647
Edward Jones - Financial Advisor: Chad A Burel
353 Sanford Dr, Morganton, NC 28655
8284335377
Cathy McRary Hamby - Truist Mortgage Loan Officer
105 Avery Ave, Morganton, NC 28655
8284374981
John Karras - Mortgage Loan Officer
401 S Sterling St, Morganton, NC 28655
5083142887
An FHA loan specialist in Morganton, North Carolina helps homebuyers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the real estate market in Burke County and can guide you through FHA loan limits and property requirements.
What Does a FHA Loan Specialist in Morganton Cost?
Typical costs for FHA loan specialist services in North Carolina include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal (usually $400 to $700) and credit report ($30 to $50). Closing costs in North Carolina generally range from 3 to 5 percent of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Morganton North Carolina?
For 2024, the FHA loan limit for a single-family home in Burke County is $498,257. This limit applies to most areas in North Carolina and is adjusted annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in North Carolina?
The minimum credit score for an FHA loan in North Carolina is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own requirements.
Do FHA loans in North Carolina require mortgage insurance?
Yes, all FHA loans in North Carolina require mortgage insurance. You pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies based on loan term and loan-to-value ratio. This insurance protects the lender if you default.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.