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Find FHA Loan Specialists Near You in Lexington, NC
Compare fha loan specialists in Lexington. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Lexington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 fha loan specialists in Lexington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
22 S Main St Suite 3, Lexington, NC 27292
3368998720
Ally Cain Mortgage
6704 Old U.S. Hwy 52, Lexington, NC 27295
3364792324
OneMain Financial
823 S Main St, Lexington, NC 27292
3362499022
Lendmark Financial Services LLC
126 Forest Hill Rd, Lexington, NC 27295
3363130227
Jason Hartley Mortgage Banker
22 S Main St Suite 3, Lexington, NC 27292
3364030000
Elizabeth Dimond - Movement Mortgage
22 S Main St Suite 3, Lexington, NC 27292
3362397465
Homeside Financial
503 E Center St, Lexington, NC 27292
8888262710
Atlantic Bay Mortgage Group - Lexington, NC
6704 Old U.S. Hwy 52, Lexington, NC 27295
7439014600
LEXINGTON | Loan Officer
23 N Main St, Lexington, NC 27292
7319673300
Michelle Scott Scales - Truist Mortgage Loan Officer
209 N Main St, Lexington, NC 27292
3368891167
An FHA loan specialist in Lexington North Carolina helps borrowers navigate Federal Housing Administration insured loans. These loans are popular in the Piedmont Triad region for first time homebuyers and those with lower credit scores. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Lexington Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Lexington usually total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Lexington?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender and property location in Davidson County.
Are there specific property requirements for FHA loans in North Carolina?
Yes FHA loans require an appraisal by an FHA approved appraiser. The property must meet minimum health and safety standards including structural integrity and functional systems. In North Carolina the property must also comply with state building codes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.